Insurers face new challenges after long series of natural disasters. Following a season of hurricanes, flooding, and earthquakes around the world, customers and governments are facing rising insurance rates. Experts suggest that insurance companies should re-evaluate their repricing strategies as disasters become more common.
Recovery Diva
Long-Term Recovery from Disasters
Recovery Diva 
Except they haven’t become more common in terms of the triggering events. What has happened is that the political caste has not allowed insurers to appropriately price the risks associated with building more and more in harm’s way.