From the Congressional Research Service, this new report on FEMA:Increased Demand and Capacity Strains. (3pp)

“Disasters in the United States have become more frequent,
severe, and expensive in recent years. Government agencies
and scientific experts expect these trends to continue due to
climate change and increased development and population
in areas vulnerable to hazards. These factors have
intensified demands on the resources, programs, and
personnel of the Federal Emergency Management Agency
(FEMA)—the agency responsible for leading federal
disaster preparedness, response, recovery, and mitigation
efforts and administering assistance under the Robert T.
Stafford Disaster Relief and Emergency Assistance Act
(Stafford Act, P.L. 93, 288, as amended). Consequences
include attrition and staffing shortages, strained operational
efforts, and insufficient disaster relief funds.”