From HSNewsWire: As Trump Mulls His FEMA Pick, a Political Land Mine Awaits in Florida.
“Florida may also present Trump with one of his thorniest political challenges: FEMA is hiking insurance rates and punishing flood-prone construction in the president-elect’s favorite state.”
Recovery Diva 
Nationally we should stop insuring flood prone areas. Let the market do its thing. Harsh, but necessary. If a state wants to support rebuilding in flood prone areas, let them but they then should shoulder the burden of rebuilding. The more we hand to the states the better.
Interesting perspective.