A new report from the Consumer Federation of America is titled: The Insurance Industry’s Incredible Disappearing Weather Catastrophic Risk: How Insurers have Shifted Risk and Costs Associated with Weather Catastrophes to Consumers and Taxpayers. 

A summary of the report, written by the Federation, is available. The  full text of the report (19 pages) is available here.

I do not feel competent to critically review this report, but I think it warrants serious attention from those who have the expertise.  Your assessment is invited.

Thanks to G.W. Schulz for calling this report to my attention.