In a note from Sean Scott, author of the Red Guide on Recovery, he describes a new tool he created. And it available at no cost to likely users.
When a home is destroyed by a disaster, it can be extremely difficult for a homeowner to remember the details of the fixtures, finishes, and features that existed inside their home. For insurance claim purposes, an adjuster needs to know specific details of how the home was constructed, the type and quality of materials used, and the replacement costs in order to create an accurate estimate of replacement values. Without this information, a homeowner may not get compensated for the like-kind and quality of the elements that the home once had.
In an effort to help homeowners expedite the insurance claim process and maximize their recovery, a tool is now available called the Dwelling Inventory of Features and Fixtures.