Reducing Losses through Higher Regulatory Standards; 2013 Colorado Floods Case Study. FEMA-DR-4145-CO ;145 pp, March 2016.
Thanks to Ed Thomas of the Natural Hazard Mitigation Association for the citation.
Recovery Diva
Long-Term Recovery from Disasters
Recovery Diva 
Many of us have advocated just such and we very much concur with your very well presented study and evaluation: Bravo!
Christopher Tingus
“As demonstrated by this freeboard scenario, the conclusive results of this study continue to
demonstrate that higher floodplain regulations result in benefits reflected by a reduction in flood-related losses.
Furthermore, jurisdictions not implementing higher regulatory standards may
observe substantial increases in future flood losses”