Sometimes it is hard to be sympathetic when an obvious action, like fortifying a trailer or buying insurance, could have spared a home owner a major loss and hardship. See this article: Florida has 828,000 mobile homes. Less than a third were built to survive a hurricane. The article points out that not only are most not hurricane-proof, but also half are not insured.
Florida has more mobile homes than any other state — about 828,000, said Patti Boerger, spokeswoman for the Manufactured Housing Institute, a national trade group. Roughly 600,000 are older models, meaning: They were not constructed to withstand hurricane-level winds.
Only half of the state’s mobile homes, meanwhile, are insured, said Jim Ayotte, executive director of the Florida Manufactured Housing Association.
In response to two comments, the Diva now knows that some owners have financial limitations that keep them from fixing a risky living situation. She thanks the two men who commented on this piece in its original form.
Update: On Sept. 13, this piece on the same topic from the WSJ: After Irma, Many Mobile Homeowners May Face Tough Choice. About half the mobile homes in Florida don’t have insurance, leaving owners with few options after any major damage