From the NYTimes: A Broke, and Broken, Flood Insurance Program. Now, an unusual coalition of insurers, environmentalists and fiscal conservatives is seeking major changes in the federal plan as a deadline approaches.
Recovery Diva
Long-Term Recovery from Disasters
Recovery Diva 
You are welcome. I sure hope this problem gets solved.
I often take shots at the Times for poor and /or biased reporting. This is the exception. Thanks for the post!