New Data on U.S. Floods Reveals More Risk

From the NYTimes: New Data Reveals Hidden Flood Risk Across America

Nearly twice as many properties may be susceptible to flood damage than previously thought, according to a new effort to map the danger.

Across much of the United States, the flood risk is far greater than government estimates show, new calculations suggest, exposing millions of people to a hidden threat — and one that will only grow as climate change worsens.

That new calculation, which takes into account sea-level rise, rainfall and flooding along smaller creeks not mapped federally, estimates that 14.6 million properties are at risk from what experts call a 100-year flood, far more than the 8.7 million properties shown on federal government flood maps. A 100-year flood is one with a 1 percent chance of striking in any given year.

NFIP Authorization Ends on Nov.30th

Update on Friday, Nov. 30th:  Congress authorized NFIP for one week. What they will decide next week is a big question mark. What a useless bunch!!!!


National Flood Insurance Program Set to Expire Friday

The flood insurance program was separated from the larger government spending bill earlier this year as part of a deal to keep it alive through hurricane season while leaders in Washington fought over other, more partisan parts of the appropriations bill.

Update on Nov. 30: Some details about the program, from the NMHA and the American Bar Association.

National Flood Insurance Program – two articles

Sure wish we had a Congress with a sense of responsibility and a long-term outlook!!!!

New NFIP Report is Praised

From the Union of concerned Scientists: New FEMA Study Wisely Details Ways to Make Flood Insurance Affordable. Here is the direct link to the 111-page report titled An Affordability Framework for the NFIP.

The Federal Emergency Management Agency (FEMA) released a report today detailing how Congress can modify the National Flood Insurance Program (NFIP) making insurance more affordable for low-income households and limiting their future risk. Some of the possible policy options include: sharing premium costs with FEMA, assisting those already spending significantly on other housing expenses, and providing grants or loans for mitigation actions that reduce flood risk.