From the NRDC, this new report on the National Flood Insurance Program: Troubled Flood Insurance Program Traps Homeowners in Floodprone Areas .

The U.S. flood insurance program has repeatedly rebuilt some of the most flood-prone properties in the country, unintentionally setting a trap for owners of modest homes who would prefer to move out of harm’s way, according to a new national report from the Natural Resources Defense Council (NRDC). For every $100 the nation spends to rebuild homes with national flood insurance funds, FEMA spends just $1.72 to better protect people by moving them to safer, less flood-prone land.

NRDC’s Seeking Higher Ground, calls on Congress to adopt a series of climate smart reforms, including changing the mindset of “flood, rebuild, repeat,” to buying out homeowners who no longer want to rebuild on a vulnerable property.