Insurance and Superstorm Sandy

The author of this article, Hannah Cotts, called it to my attention: see Superstorm Insurance. Some excerpts follow:

At a total cost of $65 billion in damages, Superstorm Sandy was the second-costliest hurricane in United States history, behind Hurricane Katrina’s $108 billion in damages. Of that, an estimated $25 billion is insured, meaning storm victims without coverage are on the hook for a collective $40 billion from wind, flood, and fire damage.The insureds, on the other hand, have not had an easy road either, by any means.

Many insurers have found pricey loopholes that policyholders have to jump through before seeing a dime of payout. Even those that are insured often find out their coverage is not enough to completely restore their quality of life. What if both groups had the option — or were required — to purchase an all-encompassing suite of coverage for just this type of storm, a.k.a superstorm insurance?

While I am on the topic of insurance I want to share a very well-researched paper I turned up accidentally today in my personal library. It is titled Residential Insurance on the U.S. Gulf Coast in the Aftermath of Hurricane Katrina; A Framework for Evaluating Potential Reforms; it was issued by the RAND Corp. as an Occasional Paper, in 2010. I am no expert on flood insurance, but I am willing to wager that many of the recommendations in the paper are still needed today, almost 3 years later.

NJ Plans To Rebuild Better than LA Did After H. Katrina

NJ Keeping Eye on 600M for Superstorm Sandy Relief.

As New Jersey prepares to spend $600 million on homes clobbered by superstorm Sandy, the state is taking steps to avoid the pitfalls of the country’s largest-ever rebuilding effort — in Louisiana after Hurricane Katrina.

There, hundreds of millions of federal dollars were given to residents to elevate homes in New Orleans. But in many cases, the work was never done, federal auditors have found. Eight years after the 2005 hurricane, Louisiana can’t account for how most homeowners spent grants intended to raise homes above the threat of floodwaters.

Unlike Louisiana and Mississippi, New Jersey plans to release home repair and elevation grants in installments — not in upfront lump sums. And the Christie administration also plans to hire private contractors to manage the program and oversee an estimated 30,000 property inspections over the next two years, according to officials and state documents.

But in proposing safeguards to eliminate waste, the Christie administration risks slowing work on homes along the Jersey Shore and in devastated communities …. experts say.

NOTE: Please take a look at the comment below for some important details about a previous attempt in LA>

Here is an article with some pictures of the actual process of elevating a home. The look is quite unusual while the process is going on.

Facilities Managers’ Perspective on H. Sandy

The view from the perspective of facilities managers.

Guadalajara's SITEUR (Sistema de Tren Eléctric...

Weather May Affect your Wellbeing

According this this Washongton Post article, 243 million Americans affected by weather disasters since 2007

Drought, record heat and Hurricane Sandy were among the major weather-related disasters that affected the United States in 2012. But just how many Americans felt the impact of these events? A newly released report from the Environment America Research and Policy Center says 243 million people – nearly 80 percent of the U.S. population – live in counties that experienced at least one weather-related disaster since 2007.

2013 Hurricane Season Expected to Be Above Average

See this article re the new forecast for Atlantic coast Hurricanes in 2013, from the hurricane experts at the Colorado State University. The Colorado forecasting team predicts 18 tropical storms in 2013, of which nine will be hurricanes. 

It seems this is the first of 3 reports on the topic to be issued. For the full text (34 page) of the report, go to this CO State website.

Recovery Planning After H. Sandy – comments from readers

I want to call your attention to the  March 26th posting on this blog, regarding the new CRS report on the federal legislation passed to help with recovery from  Hurricane Sandy. An excellent set of comments have come in since the initial posting; they appear at the end of the posting. They are worth reading if you are seriously interested in the current issues/problems.

One more resource: here is the direct link to the full text of the Executive Order that established the  Hurricane Sandy Rebuilding  Task Force.

In talking to various friends and colleagues who have been doing field work in the aftermath of Sandy, some of the reasons for Sec. Donovan heading the task force might be:

  • He was a housing director in NY before taking the HUD job and the no. of housing units affected is huge
  • HUD is the agency with the greatest amount of funding to devote to the disaster recovery
  • He is highly committed to achieving resilience in the recovery, a cause championed by the White House.

The Diva is open to more information from readers. Feel free to chime in.
Thus far the work of the task force is rather opaque; the HUD website has not been updated for months.

Sea Level Rise – some dramatic examples in 8 cities

I ran across this graphic and thought it was worth sharing.  It does make sea level rise more real.  I definitely can relate since I have lived in 3 of the 8 cities shown. Check out this site.

On April 6, the NYTimes published this article about melting icecaps, dealing with the topic of global warming..

Posted in Uncategorized | 1 Reply

Transportation and Disasters

A wealth of resources on transportation issues/need in the post disaster setting, from the Transportation Research Board of the National Academy of Sciencies.

As noted by the Univ. of CO/Boulder in their newsletter (April 5th):

When it comes to keeping citizens safe during transit, the Transportation Research Board has 101 ways to make it happen. Actually, make that 111 ways—and learn the status of them all in this monthly report. Since 2001, the TRB has been busy making sure travel in the United States is safe from terrorist threats and other dangers. So far, they and their partners have completed 111 research projects, with another 24 in progress and 10 in development. The report is a quick and easy way to keep tabs on $20 million devoted to keeping everything from railways to waterways terrorist-free.